Figures from the Health and Safety Executive (HSE) have shown that 12,000 workers in agriculture, forestry and fishing suffered from work-related health issues between 2019-2022.
During the same period, there were also 11,000 non-fatal injuries to workers in these areas.
Statistics released this week from the Office for National Statistics also showed that a record number of workers in the UK are off on long-term sick leave.
The ONS data revealed 2.5 million workers in the UK are not economically inactive because of long-term health issues and a further 185,000 are off with temporary sickness.
The recent statistics from the HSE and ONS have prompted the rural insurance branch of the National Farmers’ Union (NFU Mutual) to issue a warning to farmers to look after and protect themselves and their farms.
The rural insurer said ill health and accidents can leave farmers unable to work, impact production and, in some scenarios, put the farm’s long-term viability at risk.
David Nottingham, protection expert at NFU Mutual, said: “Farmers know better than most that unexpected events can have a dramatic impact on their business.
“Unforeseen illnesses and accidents can put a strain on the farm, particularly if it is heavily reliant on one or two people.”
Nottingham urged farmers to do research on things like critical illness cover and income protection to help safeguard themselves and their farming businesses.
“Life is unpredictable and despite improving safety on farms, accidents can still happen,” he said.
“An aging workforce can sometimes lead to a higher likelihood of certain conditions which could stop you from working.
“Income protection can provide peace of mind that you can still have an income so you can get help running the farm in your absence.”
On farm partnerships, Nottingham said those that co-own businesses should consider what would happen if a co-owner died or became seriously ill.
“They or their family may want to sell their interest in the business. Putting in place the right cover and agreements can help the continuing owners retain control of the business and protect the outgoing owner and their family,” he said.
“It’s important to speak with a professional financial adviser who understands agriculture and your business to plan effectively.”
